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What are the key factors that will affect my housing loan application? |
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Real Estate Self Help -
Home Financing | Bank Loan
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What are the key factors that will affect my housing loan application?
Since the main concern for banks would be whether the borrower would have money coming in the future date to repay a loan, your bank will usually examine the current market value of the property (if any); your income; your employment history; your assets and liabilities; the total equity which you are committing to the property, and your age.
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