CPF ACCRUED INTEREST

CPF Accrued Interest – Will it REALLY come back to haunt me if i use it to finance my property?

CPF Accrued Interest – Will it REALLY come back to haunt me if i use it to finance my property?

Recently, i have read articles citing the negative impact that results when CPF is used to finance a property long term. The articles call for HDB owners to sell their homes and restructure into private properties before they enter into a ‘negative’ sale scenario where low/no cash proceeds are returned to their pockets when they sell. 

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CPF BANK LOAN OR HDB LOAN

CPF Vs Bank Loan Vs HDB Loan. If you’re buying a property, which should you use more of and why?

When we buy a private property or HDB in Singapore, we have a choice between using Cash, CPF and Banks/HDB loans.

Since time unknown, there has been debates between different camps about whether it is financially wiser to take a higher bank loan, HDB loan or to maximise CPF usage when buying a property.

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