CPF ACCRUED INTEREST

CPF Accrued Interest – Will it REALLY come back to haunt me if i use it to finance my property?

CPF Accrued Interest – Will it REALLY come back to haunt me if i use it to finance my property?

Recently, i have read articles citing the negative impact that results when CPF is used to finance a property long term. The articles call for HDB owners to sell their homes and restructure into private properties before they enter into a ‘negative’ sale scenario where low/no cash proceeds are returned to their pockets when they sell. 

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Stuart is known for his keen acumen and insights in real estate and has helped many of his clients turned friends build their property portfolios and grow their wealth using optimised asset holding and structuring strategies.

Today, apart from handling the portfolios of private high net worth investors comprising the who’s who in Singapore and Indonesia, he leads a team of 200 agents comprising of 5 divisions and runs property related businesses on the side.

Stuart is a well known leader and personality in the real estate industry, industry speaker for events and developers, guest contributor for various property newsletters and blogs and is often featured in media interviews on 938FM, Channel 8, PropertyReport, PropertyGuru and other publications. Throughout his career, he has also coached many top million dollar producing agents from different agencies in Singapore.

In his free time, he enjoys bodybuilding, snowboarding, travelling and spending time with his baby boy and wife.

CPF BANK LOAN OR HDB LOAN

CPF Vs Bank Loan Vs HDB Loan. If you’re buying a property, which should you use more of and why?

When we buy a private property or HDB in Singapore, we have a choice between using Cash, CPF and Banks/HDB loans.

Since time unknown, there has been debates between different camps about whether it is financially wiser to take a higher bank loan, HDB loan or to maximise CPF usage when buying a property.

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Stuart is known for his keen acumen and insights in real estate and has helped many of his clients turned friends build their property portfolios and grow their wealth using optimised asset holding and structuring strategies.

Today, apart from handling the portfolios of private high net worth investors comprising the who’s who in Singapore and Indonesia, he leads a team of 200 agents comprising of 5 divisions and runs property related businesses on the side.

Stuart is a well known leader and personality in the real estate industry, industry speaker for events and developers, guest contributor for various property newsletters and blogs and is often featured in media interviews on 938FM, Channel 8, PropertyReport, PropertyGuru and other publications. Throughout his career, he has also coached many top million dollar producing agents from different agencies in Singapore.

In his free time, he enjoys bodybuilding, snowboarding, travelling and spending time with his baby boy and wife.